Top Finance Apps for a Better 2013
We all start the New Year wit h the best of intentions; whether we pledge to lay off the chocolate and swap it for more fruit and veg, or whether we’ve promised ourselves that this year we will budget and we will stick to it – Now, I wonder just how many us have declared to stick to the latter…
But, it seems that no matter what we do, we always seem to fall at that pesky best-intention-hurdle within the first month of the year. Wouldn’t it just be nice to have a helping hand that’ll help us stick to them along the way? Well, get out your mobile phones, because they may just be able to help with that.
If you’re looking to have a more financially successful year for 2013, then here’s my rundown of the top finance apps that’ll help you to finally see your best intention right though until the end of the year, once and for all:
1. ShopShop (Free)
It’s a common problem for many of us when we’re looking to keep track of our finances; losing sight of the goal and accidently splurging on whole host of items that we really don’t need…
Well, if you always seem to fall victim to this and need keeping on the straight and narrow when it comes to spending your pennies, then ShopShop may just be able to help you.
This shopping list app helps to make sure you stick to the buying only the essential items when out doing your grocery shopping. Now, I know that offer on your favourite biscuits looks extremely tempting, but you really don’t need them and they really will end up costing you more!
To help you, ShopShop remembers the same items listed from your previous shop, so remembering what you need is easy. All you need to do is stick to your list every week and you won’t fall into that nasty unnecessary spending trap.
2. PocketMoney (£2.99)
PocketMoney is a handy little app that helps you to keep track of everything you spend, so you can see exactly where your outgoings are going.
You can sync all of your savings, accounts, investments and maybe even any cash loans you have outstanding, allowing you to easily and effectively keep track of every transaction you make, or are due to make.
And, with a useful little reports deck, the app even creates a summary of what you’re spending, so you can easily see exactly where maybe you’re going wrong!
If you’re not entirely convinced just yet, then the app does offer a free tester version to help you get to grips with it.
3. Vouchercloud (Free)
If you’re looking to save money, then you can’t fail to ignore the tactic of searching for offers when doing so.
And, apps such as Vouchercloud help you to do exactly that. Using your iPhones GPS system, Vouchercloud helps to hunt out what stores around you are currently offering their customers money off on their next spend.
Whether you’re looking to save money on your next dinner out, or you’re looking to save money on the latest fashions, simply type in what you’re looking for and you’ll be given a list of offers currently available for that particular company. It’s the easiest and simplest way to save money.